1. Apply

Apply online in minutes
(you’ll need to be over 18,
a permanent Australian
resident and earning over
$25,000 full time)

2. Accept

Upon approval, you’ll
receive an SMS with
important information
about your Skye
account and a 4 digit
code to accept

3. Authorize

Visit our store and
purchase what you want.
To authorise the
purchase, you’ll need to
enter the second 4 digit
code SMSed to you

4. Enjoy

Enjoy your purchase! You’ll
receive a welcome pack with
your card within 10 days
and monthly statements
showing the minimum
payment and due date

Why choose Skye

Once approved for Interest Free*, you’ll receive a Skye Mastercard which allows you to access a range of other great long term
Interest Free* offers across the Skye Retail Network.

Plus it can be used as a regular credit card for every day purchases:

90 days
breathing space

90 days Interest Free and no
repayments on every card
purchase^

Take control with
more choice

Ability to convert card
transactions of $250 or more
to a 9, 12, or 15 month
Interest Free Installment Plan
for a small establishment fee#

No
International
transaction fee

*Approved applicants only. Fees, terms, conditions & minimum finance amount $250 apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. Minimum monthly repayment required. Interest, (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period. See skyecard.com.au for current interest rates. Only available at Skye retail partners. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. FlexiCards Australia is a subsidiary of FlexiGroup Limited.